Travel Insurance

Travel insurance is essential in todays world.

Wednesday, August 29, 2007

Travel Insurance : Know It Before You Avail It

Travelling contains uncertainties. Threats like terrorism, plane crash and other accident have become common news to be heard today. Such issues give tourists strong reason to get insured before they take off their journey. An insurance meant specially for your trips helps you in multifaceted ways. A travel insurance compensates you for the all the misfortune you meet during your travel. For example, if you lost you baggage or cash amount, then the insurance policy will cover you against it. Similarly, if you meet an accident or have got injuries during the tour, you will be compensated for it.

The lack of information about travel insurance often shuns insurance buyers from availing several of its advantages. While buying an insurance, it is important to check what all are being covered by the insurance. Usually, lost luggage, stolen cash, medical treatment, 24 hr medical and legal assistance, curtailment, trip cancellation, etc. are covered by an insurance meant to cover your trips. But, in case, if you have lost the luggage and cash due to your mistakes, the policy will not pay you any compensation. Likewise, if the trip includes adventurous sports activities like scuba diving, trekking and mountaineering, you will not be covered.


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